In March, the Federal Government came out with their long-awaited 2019 Federal Budget. For those of us on the West Coast, there was an expectation, or at least a hope, that we’d see some relief from the ‘2% Stress Test’ – Or perhaps an extension of the maximum amortization to 30 years. Instead, Ottawa introduced a new zero-interest loan to help first-time homebuyers. It’s a federal government incentive designed to target housing affordability. The real question in cities like Vancouver is: Will it work?